{"id":2895,"date":"2020-02-05T20:48:45","date_gmt":"2020-02-05T20:48:45","guid":{"rendered":"https:\/\/www.finahukuk.com\/?p=2895"},"modified":"2020-02-05T20:48:45","modified_gmt":"2020-02-05T20:48:45","slug":"bireysel-kredilerde-hizli-olmak","status":"publish","type":"post","link":"https:\/\/www.finahukuk.com\/bireysel-kredilerde-hizli-olmak\/","title":{"rendered":"Bireysel Kredilerde H\u0131zl\u0131 Olmak"},"content":{"rendered":"<p><span style=\"font-family: Muli;\"><a href=\"https:\/\/thefutureofbanking.files.wordpress.com\/2015\/02\/quickloan.jpg\" target=\"_blank\" rel=\"noopener\"><img fetchpriority=\"high\" decoding=\"async\" class=\" size-medium wp-image-33 aligncenter\" src=\"https:\/\/thefutureofbanking.files.wordpress.com\/2015\/02\/quickloan.jpg?w=300\" alt=\"Businesspeople Running Towards Finish Line\" width=\"300\" height=\"200\" \/><\/a><\/span><\/p>\n<p><span style=\"font-family: Muli;\">Bireysel kredilerin NPL\u2019i (bat\u0131k oran\u0131) her ge\u00e7en g\u00fcn sekt\u00f6rde y\u00fckseliyor. \u0130htiya\u00e7 kredilerine ve ta\u015f\u0131t kredilerine getirilen s\u0131n\u0131rlamalar cari a\u00e7\u0131k-tasarruf d\u00fczeyi a\u00e7\u0131s\u0131ndan beklenen sonucu verir mi bilinmez ama bankalar\u0131n strateji de\u011fi\u015fikli\u011fine gitmesi ve bunu etkin uygulamas\u0131 \u015fart. \u00d6zellikle ihtiya\u00e7 kredilerinde operasyonel verimlili\u011fi \u00f6n plana \u00e7\u0131karan h\u0131zl\u0131 aksiyonlar\u00a0s\u00f6z konusu olmal\u0131. Bunun en \u00f6nemli yollar\u0131ndan birisi, kredibilitesi sa\u011flam m\u00fc\u015fteriyi ba\u015ftan tespit edip limitini h\u0131zl\u0131 bir \u015fekilde \u00f6n\u00fcne koymak. Biz buna \u00f6n onayl\u0131 limit diyoruz. Proaktif limit diyenler de var.<\/span><\/p>\n<p><span style=\"font-family: Muli;\">Bu \u00e7er\u00e7evede bankalar, Gelir Tahmini modellerini kullanarak, se\u00e7ilmi\u015f m\u00fc\u015fteri gruplar\u0131na \u00f6n-onayl\u0131, gelir ve adres belgesiz limit sunmal\u0131. Burada 4 a\u015fama s\u00f6z konusu.<\/span><\/p>\n<p><span style=\"font-family: Muli;\"><a href=\"https:\/\/thefutureofbanking.files.wordpress.com\/2015\/02\/12loan1.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"  wp-image-34 alignleft\" src=\"https:\/\/thefutureofbanking.files.wordpress.com\/2015\/02\/12loan1.jpg?w=300\" alt=\"12loan1\" width=\"175\" height=\"169\" \/><\/a>1. \u00a0Hedef kitle belirleme<\/span><\/p>\n<p style=\"padding-left: 30px;\"><span style=\"font-family: Muli;\">2. \u00a0Kredi t\u00fcr\u00fcn\u00fc belirleme<\/span><\/p>\n<p style=\"padding-left: 30px;\"><span style=\"font-family: Muli;\">3. \u00a0Kampanya belirleme ve m\u00fc\u015fteriyi kampanyayla e\u015fle\u015ftirme<\/span><\/p>\n<p style=\"padding-left: 30px;\"><span style=\"font-family: Muli;\">4. \u00a0Do\u011fru ileti\u015fim kanal\u0131 se\u00e7me<\/span><\/p>\n<p><span style=\"font-family: Muli;\">Eskiden kredi veya kredi kart\u0131 kullananlar, maa\u015f m\u00fc\u015fterileri, tek \u00fcr\u00fcnl\u00fc m\u00fc\u015fteriler, bankayla ili\u015fkisi zay\u0131flayan m\u00fc\u015fteriler vs. vs. hedef kitle olabilir. Yeter ki, algoritman\u0131z sa\u011flam olsun.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bireysel kredilerin NPL\u2019i (bat\u0131k oran\u0131) her ge\u00e7en g\u00fcn sekt\u00f6rde y\u00fckseliyor. \u0130htiya\u00e7 kredilerine ve ta\u015f\u0131t kredilerine getirilen s\u0131n\u0131rlamalar cari a\u00e7\u0131k-tasarruf d\u00fczeyi a\u00e7\u0131s\u0131ndan beklenen [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2896,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[74,75,76,77],"class_list":["post-2895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-operasyonel-verimlilik","tag-bireysel-kredi","tag-dijital-bankacilik","tag-hizli-kredi","tag-operasyonel-verimlilik"],"_links":{"self":[{"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/posts\/2895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/comments?post=2895"}],"version-history":[{"count":1,"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/posts\/2895\/revisions"}],"predecessor-version":[{"id":2897,"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/posts\/2895\/revisions\/2897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/media\/2896"}],"wp:attachment":[{"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/media?parent=2895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/categories?post=2895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finahukuk.com\/en\/wp-json\/wp\/v2\/tags?post=2895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}